Carmo Mancebo | Attorney at Law

Over 15 years of legal practice, with recent emphasis on strategic litigation in health insurance and insurance law. Broad practice in civil law — including commercial and civil disputes — with technical depth in document analysis, regulatory interpretation and legal thesis structuring.

15+
Years of practice
7
Law firms
2008
Career start
Carmo Mancebo — Attorney at Law
About the Attorney

A Solid Career Focused on Litigation

Carmo Martins Mancebo Segundo has been practicing law since 2008, accumulating extensive experience in the technical analysis of judicial and administrative proceedings, with a consolidated track record in high-complexity, high-volume environments. The emphasis on strategic litigation is the most recent chapter of this career, built upon years of regular practice across a broad range of civil disputes.

His work is structured around document analysis, regulatory interpretation and the development of legal solutions in strategic contexts, with relevant experience in the insurance and health insurance sectors — including the conduct and technical review of claims, risk analysis, legal thesis structuring and standardization of procedural filings. He also holds extensive knowledge across multiple areas of civil law (private and commercial), covering contractual, obligations, civil liability, corporate and family law disputes.

He has solid command of Brazilian regulatory legislation — ANS normative resolutions, SUSEP rules, Consumer Protection Code, Civil Code and Code of Civil Procedure — and continuously tracks case law from the STJ and TJSP. His experience also includes legal controllership, team coordination and participation in administrative proceedings before regulatory bodies and professional councils.

Drawing on this practical experience, he developed the Iuris Dicere — an AI-powered tool that automates the regulatory framework of procedural filings, making legal work more precise, agile and consistent.

Career Timeline

Consolidated Experience

A career built across leading law firms in insurance and health insurance, handling high-complexity litigation for over 17 years.

2008
Law practice begins

Founded Mancebo Legal Consulting, handling multiple areas of law and developing independent technical expertise.

2014
Specialization

Postgraduate degree in Civil Procedural Law from Damásio Educacional (2012–2015). Law degree from Faculdade de Itapetininga (2003–2007).

2018
Insurance litigation

Practice at specialized insurance law firms — policy analysis, RCF (property, medmal, motor, life, travel, commercial) and mortgage-linked insurance.

2023
Health insurance

Strategic attorney and technical reviewer at firms specializing in health insurance, focused on high-complexity litigation.

Clients Served

For Companies and Individuals

Legal counsel and representation for companies across multiple sectors and for individuals — with technical depth in health insurance and insurance law, and broad coverage for civil and commercial disputes.

Companies & Institutions

Legal counsel and strategic defense of companies in medium and high-complexity judicial disputes — in-depth technical analysis, thesis structuring, standardization of procedural filings and technical review of legal submissions. Consolidated experience with health insurance operators and insurers, and open practice to companies in other sectors facing civil, contractual and commercial disputes.

Health Insurance Insurance Law Civil & Commercial Contracts Strategic Litigation
Individuals

Legal services for individuals in civil disputes — contracts, civil liability, family law and consumer relations — including health insurance and insurance matters, with the same technical depth applied to corporate litigation.

Civil Law Contracts Civil Liability Family Law Consumer Rights
Practice Areas

What I do in Practice

Broad civil law practice, with technical depth in regulated sectors such as health insurance and insurance, covering contractual, commercial and civil liability disputes across other sectors.

Health Insurance

Litigation involving health plans — benefit coverage, ANS procedure lists, premium increases, policy terminations and high-complexity claims. Consolidated experience in the defense of health plan operators and representation of beneficiaries.

Insurance Law

Analysis of policies and disputes involving life, health, civil liability, property and mortgage insurance — with experience across multiple lines of facultative civil liability (RCF) and housing finance-linked insurance.

Civil Law

Practice in various civil disputes — obligations, possession and property, debt collection, contract revision and other conflicts governed by the Civil Code. Command of legislation and case law from state courts and the Superior Court of Justice.

Commercial Law

Legal support to companies in corporate conflicts, contractual breach, credit recovery and commercial disputes. Technical analysis focused on protecting business interests and minimizing legal risk.

Contract Law

Review, interpretation and judicial challenge of civil and commercial contracts — services, supply, leasing, financing and other instruments of obligation. Practice in the prevention and resolution of contractual disputes.

Civil Liability

Claims for material, moral and aesthetic damages — in consumer relations, contractual and extra-contractual situations. Analysis of causation, extent of damages and consolidated case law in state courts and the STJ.

Consumer Law

Disputes between consumers and suppliers — abusive practices, product or service defects, improper charges and liability for damages. Application of the Consumer Protection Code alongside civil law provisions.

Family Law

Guidance and representation in family matters — divorce, custody, child support, paternity recognition and asset division. Practice sensitive to the human aspects involved, focused on the most balanced outcome for all parties.

Strategic Legal Advisory

In-depth technical analysis of proceedings, review and standardization of procedural filings, structuring of legal theses and risk assessment. Support for law firms, legal departments and companies seeking technical consistency and strategic perspective.

Technology

Innovation in legal technology

Beyond my legal practice, I am the founder of CM Legal Tech, a legal-technology company that develops artificial-intelligence solutions for lawyers and legal departments. Its products include Iuris Dicere and the Vértice Hub family.

Iuris Dicere — iurisdicere.com.br  ·  Vértice Hub — verticehub.app

Contact

Get in touch

For inquiries, scheduling or questions about the tool, please reach out through the channels below. Services are provided remotely throughout Brazil and for international clients.

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